CROSS RIVER BANK

FORT LEE, NJ | Large | Est. June 23, 2008, midnight | FDIC #58410 | RSSD #3783313 | FDIC
Latest Report: 2025-12-31

CROSS RIVER BANK is aln large FDIC-insured commercial bank headquartered in FORT LEE, NJ, established in June 23, 2008, midnight. As of 2025-12-31, the bank reported total assets of $8.1B and total deposits of $6.2B. Profitability stands at -0.16% ROA and -1.22% ROE, with a net interest margin of 5.65%. The bank's CET1 capital ratio is 13.15%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.66% and a Texas Ratio of 20.92%. FDIC Certificate #58410.

Assets

$8.1B

Deposits

$6.2B

Loans

$5.3B

Equity

$1.1B

Profitability

Return on Assets (ROA) -0.16%
Return on Equity (ROE) -1.22%
Net Interest Margin (NIM) 5.65%
Yield on Assets 8.58%
Cost of Funds 6.88%

Asset Quality

NPL Ratio 4.66%
Net Charge-Off Ratio 1.19%
Texas Ratio 20.92%
NPA Ratio 3.07%
ACL / Loans 2.23%

Capital & Liquidity

CET1 Ratio 13.15%
Tier 1 Capital 13.15%
Total Capital Ratio 13.81%
Leverage Ratio 13.49%
Loan-to-Deposit 85.69%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required