RBC BANK (GEORGIA), NATIONAL ASSOCIATION

ATLANTA, GA | Large | Est. Aug. 30, 1985, midnight | FDIC #26342 | RSSD #3783948 | OCC
Latest Report: 2025-12-31

RBC BANK (GEORGIA), NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in ATLANTA, GA, established in Aug. 30, 1985, midnight. As of 2025-12-31, the bank reported total assets of $8.0B and total deposits of $7.1B. Profitability stands at 2.58% ROA and 23.43% ROE, with a net interest margin of 4.37%. The bank's CET1 capital ratio is 41.11%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 1.88%. FDIC Certificate #26342.

Assets

$8.0B

Deposits

$7.1B

Loans

$3.1B

Equity

$881M

Profitability

Return on Assets (ROA) 2.58%
Return on Equity (ROE) 23.43%
Net Interest Margin (NIM) 4.37%
Yield on Assets 4.84%
Cost of Funds 0.61%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.39%
Texas Ratio 1.88%
NPA Ratio 0.21%
ACL / Loans 0.74%

Capital & Liquidity

CET1 Ratio 41.11%
Tier 1 Capital 41.11%
Total Capital Ratio 42.14%
Leverage Ratio 11.14%
Loan-to-Deposit 44.62%

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