BanksRBC BANK (GEORGIA), NATIONAL ASSOCIATION

RBC BANK (GEORGIA), NATIONAL ASSOCIATION

ATLANTA, GALargeEst. Aug. 30, 1985, midnightFDIC #26342RSSD #3783948OCC
Latest · 2025-12-31

RBC BANK (GEORGIA), NATIONAL ASSOCIATION is an FDIC-insured commercial bank headquartered in ATLANTA, GA, established in Aug. 30, 1985, midnight. As of 2025-12-31, the bank reported total assets of $8.0B and total deposits of $7.1B. Profitability stands at 2.58% ROA and 23.43% ROE, with a net interest margin of 4.37%. CET1 capital ratio: 41.11%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 1.88%. Operates 1 domestic branch.

Assets
$8.0B
Deposits
$7.1B
Loans
$3.1B
Equity
$881M

Profitability

Return on Assets (ROA)2.58%
Return on Equity (ROE)23.43%
Net Interest Margin4.37%
Yield on Assets4.84%
Cost of Funds0.50%

Asset Quality

NPL Ratio0.53%
Net Charge-Off Ratio0.39%
Texas Ratio1.88%
NPA Ratio0.21%
ACL / Loans0.74%

Capital & Liquidity

CET1 Ratio41.11%
Tier 1 Capital41.11%
Total Capital Ratio42.14%
Leverage Ratio11.14%
Loan-to-Deposit44.62%

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