STATE BANK OF EASTON

EASTON, MN | Micro | Est. May 21, 1934, midnight | FDIC #16561 | RSSD #379050 | FDIC
Latest Report: 2025-12-31

STATE BANK OF EASTON is amn micro FDIC-insured commercial bank headquartered in EASTON, MN, established in May 21, 1934, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $23M. Profitability stands at 1.01% ROA and 7.46% ROE, with a net interest margin of 4.07%. The bank's CET1 capital ratio is 18.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.59% and a Texas Ratio of 7.17%. FDIC Certificate #16561. The institution operates 1 domestic branch.

Assets

$28M

Deposits

$23M

Loans

$18M

Equity

$4M

Profitability

Return on Assets (ROA) 1.01%
Return on Equity (ROE) 7.46%
Net Interest Margin (NIM) 4.07%
Yield on Assets 6.02%
Cost of Funds 2.52%

Asset Quality

NPL Ratio 1.59%
Net Charge-Off Ratio 0.09%
Texas Ratio 7.17%
NPA Ratio 1.04%
ACL / Loans 1.33%

Capital & Liquidity

CET1 Ratio 18.92%
Tier 1 Capital 18.92%
Total Capital Ratio 20.12%
Leverage Ratio 13.44%
Loan-to-Deposit 79.69%

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