BanksSTATE BANK OF EASTON

STATE BANK OF EASTON

EASTON, MNMicroEst. May 21, 1934, midnightFDIC #16561RSSD #379050FDIC
Latest · 2025-12-31

STATE BANK OF EASTON is an FDIC-insured commercial bank headquartered in EASTON, MN, established in May 21, 1934, midnight. As of 2025-12-31, the bank reported total assets of $28M and total deposits of $23M. Profitability stands at 1.01% ROA and 7.46% ROE, with a net interest margin of 4.07%. CET1 capital ratio: 18.92%, well above regulatory minimums. NPL ratio: 1.59% · Texas Ratio: 7.17%. Operates 1 domestic branch.

Assets
$28M
Deposits
$23M
Loans
$18M
Equity
$4M

Profitability

Return on Assets (ROA)1.01%
Return on Equity (ROE)7.46%
Net Interest Margin4.07%
Yield on Assets6.02%
Cost of Funds2.11%

Asset Quality

NPL Ratio1.59%
Net Charge-Off Ratio0.09%
Texas Ratio7.17%
NPA Ratio1.04%
ACL / Loans1.33%

Capital & Liquidity

CET1 Ratio18.92%
Tier 1 Capital18.92%
Total Capital Ratio20.12%
Leverage Ratio13.44%
Loan-to-Deposit79.69%

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