FIRST NATIONAL BANK OF EVANT, THE

EVANT, TX | Small | Est. Oct. 8, 1912, midnight | FDIC #3190 | RSSD #379153 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF EVANT, THE is asn small FDIC-insured commercial bank headquartered in EVANT, TX, established in Oct. 8, 1912, midnight. As of 2025-12-31, the bank reported total assets of $188M and total deposits of $169M. Profitability stands at 2.21% ROA and 23.62% ROE, with a net interest margin of 4.84%. The bank's CET1 capital ratio is 9.46%. Asset quality metrics show a non-performing loan ratio of 0.11% and a Texas Ratio of 0.69%. FDIC Certificate #3190.

Assets

$188M

Deposits

$169M

Loans

$124M

Equity

$18M

Profitability

Return on Assets (ROA) 2.21%
Return on Equity (ROE) 23.62%
Net Interest Margin (NIM) 4.84%
Yield on Assets 6.15%
Cost of Funds 1.34%

Asset Quality

NPL Ratio 0.11%
Net Charge-Off Ratio 0.10%
Texas Ratio 0.69%
NPA Ratio 0.07%
ACL / Loans 1.08%

Capital & Liquidity

CET1 Ratio 9.46%
Tier 1 Capital 9.46%
Total Capital Ratio 9.94%
Leverage Ratio 9.84%
Loan-to-Deposit 73.44%

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