BANK OF RANTOUL

RANTOUL, IL | Small | Est. Nov. 25, 1920, midnight | FDIC #11711 | RSSD #37949 | FDIC
Latest Report: 2025-12-31

BANK OF RANTOUL is asn small FDIC-insured commercial bank headquartered in RANTOUL, IL, established in Nov. 25, 1920, midnight. As of 2025-12-31, the bank reported total assets of $268M and total deposits of $221M. Profitability stands at 1.81% ROA and 17.89% ROE, with a net interest margin of 3.61%. The bank's CET1 capital ratio is 9.83%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #11711.

Assets

$268M

Deposits

$221M

Loans

$107M

Equity

$27M

Profitability

Return on Assets (ROA) 1.81%
Return on Equity (ROE) 17.89%
Net Interest Margin (NIM) 3.61%
Yield on Assets 5.55%
Cost of Funds 2.16%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.31%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.83%

Capital & Liquidity

CET1 Ratio 9.83%
Tier 1 Capital 9.83%
Total Capital Ratio 10.32%
Leverage Ratio 11.05%
Loan-to-Deposit 48.41%

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