FIRST NATIONAL BANK OF PENNSYLVANIA

GREENVILLE, PA | Regional | Est. Feb. 4, 1864, midnight | FDIC #7888 | RSSD #379920 | OCC
Latest Report: 2025-12-31

FIRST NATIONAL BANK OF PENNSYLVANIA is arn regional FDIC-insured commercial bank headquartered in GREENVILLE, PA, established in Feb. 4, 1864, midnight. As of 2025-12-31, the bank reported total assets of $50.0B and total deposits of $39.1B. Profitability stands at 1.56% ROA and 11.72% ROE, with a net interest margin of 3.30%. The bank's CET1 capital ratio is 11.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.29% and a Texas Ratio of 1.48%. FDIC Certificate #7888.

Assets

$50.0B

Deposits

$39.1B

Loans

$35.3B

Equity

$6.7B

Profitability

Return on Assets (ROA) 1.56%
Return on Equity (ROE) 11.72%
Net Interest Margin (NIM) 3.30%
Yield on Assets 5.17%
Cost of Funds 3.53%

Asset Quality

NPL Ratio 0.29%
Net Charge-Off Ratio 0.20%
Texas Ratio 1.48%
NPA Ratio 0.21%
ACL / Loans 1.24%

Capital & Liquidity

CET1 Ratio 11.37%
Tier 1 Capital 11.58%
Total Capital Ratio 13.75%
Leverage Ratio 9.27%
Loan-to-Deposit 90.11%

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