BanksFIRST NATIONAL BANK OF PENNSYLVANIA

FIRST NATIONAL BANK OF PENNSYLVANIA

GREENVILLE, PARegionalEst. Feb. 4, 1864, midnightFDIC #7888RSSD #379920OCC
Latest · 2025-12-31

FIRST NATIONAL BANK OF PENNSYLVANIA is an FDIC-insured commercial bank headquartered in GREENVILLE, PA, established in Feb. 4, 1864, midnight. As of 2025-12-31, the bank reported total assets of $50.0B and total deposits of $39.1B. Profitability stands at 1.56% ROA and 11.72% ROE, with a net interest margin of 3.30%. CET1 capital ratio: 11.37%, well above regulatory minimums. NPL ratio: 0.29% · Texas Ratio: 1.48%. Operates 356 domestic branches.

Assets
$50.0B
Deposits
$39.1B
Loans
$35.3B
Equity
$6.7B

Profitability

Return on Assets (ROA)1.56%
Return on Equity (ROE)11.72%
Net Interest Margin3.30%
Yield on Assets5.17%
Cost of Funds2.08%

Asset Quality

NPL Ratio0.29%
Net Charge-Off Ratio0.20%
Texas Ratio1.48%
NPA Ratio0.21%
ACL / Loans1.24%

Capital & Liquidity

CET1 Ratio11.37%
Tier 1 Capital11.58%
Total Capital Ratio13.75%
Leverage Ratio9.27%
Loan-to-Deposit90.11%

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