FARMERS SAVINGS BANK

WEVER, IA | Small | Est. Oct. 9, 1908, midnight | FDIC #10500 | RSSD #380346 | FDIC
Latest Report: 2025-12-31

FARMERS SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in WEVER, IA, established in Oct. 9, 1908, midnight. As of 2025-12-31, the bank reported total assets of $136M and total deposits of $113M. Profitability stands at 0.64% ROA and 6.05% ROE, with a net interest margin of 3.13%. The bank's CET1 capital ratio is 10.56%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 1.61%. FDIC Certificate #10500.

Assets

$136M

Deposits

$113M

Loans

$89M

Equity

$14M

Profitability

Return on Assets (ROA) 0.64%
Return on Equity (ROE) 6.05%
Net Interest Margin (NIM) 3.13%
Yield on Assets 5.26%
Cost of Funds 2.21%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio -0.01%
Texas Ratio 1.61%
NPA Ratio 0.18%
ACL / Loans 1.31%

Capital & Liquidity

CET1 Ratio 10.56%
Tier 1 Capital 10.56%
Total Capital Ratio 11.09%
Leverage Ratio 13.14%
Loan-to-Deposit 79.24%

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