TEXAS REGIONAL BANK

HARLINGEN, TX | Large | Est. March 5, 1987, midnight | FDIC #26906 | RSSD #380458 | FED
Latest Report: 2025-12-31

TEXAS REGIONAL BANK is aln large FDIC-insured commercial bank headquartered in HARLINGEN, TX, established in March 5, 1987, midnight. As of 2025-12-31, the bank reported total assets of $2.9B and total deposits of $2.6B. Profitability stands at 0.80% ROA and 9.02% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 12.67%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.16% and a Texas Ratio of 1.01%. FDIC Certificate #26906.

Assets

$2.9B

Deposits

$2.6B

Loans

$1.7B

Equity

$266M

Profitability

Return on Assets (ROA) 0.80%
Return on Equity (ROE) 9.02%
Net Interest Margin (NIM) 3.54%
Yield on Assets 5.63%
Cost of Funds 3.01%

Asset Quality

NPL Ratio 0.16%
Net Charge-Off Ratio 0.04%
Texas Ratio 1.01%
NPA Ratio 0.10%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.67%
Tier 1 Capital 12.67%
Total Capital Ratio 13.59%
Leverage Ratio 8.74%
Loan-to-Deposit 64.80%

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