ONE FLORIDA BANK

ORLANDO, FL | Large | Est. Oct. 29, 2008, midnight | FDIC #58811 | RSSD #3807880 | FDIC
Latest Report: 2025-12-31

ONE FLORIDA BANK is aln large FDIC-insured commercial bank headquartered in ORLANDO, FL, established in Oct. 29, 2008, midnight. As of 2025-12-31, the bank reported total assets of $2.0B and total deposits of $1.8B. Profitability stands at 1.26% ROA and 13.75% ROE, with a net interest margin of 3.68%. The bank's CET1 capital ratio is 10.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.28% and a Texas Ratio of 2.24%. FDIC Certificate #58811.

Assets

$2.0B

Deposits

$1.8B

Loans

$1.6B

Equity

$189M

Profitability

Return on Assets (ROA) 1.26%
Return on Equity (ROE) 13.75%
Net Interest Margin (NIM) 3.68%
Yield on Assets 6.10%
Cost of Funds 3.02%

Asset Quality

NPL Ratio 0.28%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.24%
NPA Ratio 0.22%
ACL / Loans 0.83%

Capital & Liquidity

CET1 Ratio 10.73%
Tier 1 Capital 10.73%
Total Capital Ratio 11.47%
Leverage Ratio 9.67%
Loan-to-Deposit 89.53%

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