NEW HORIZON BANK, NATIONAL ASSOCIATION

POWHATAN, VA | Small | Est. Oct. 7, 2009, midnight | FDIC #58857 | RSSD #3816154 | OCC
Latest Report: 2025-12-31

NEW HORIZON BANK, NATIONAL ASSOCIATION is asn small FDIC-insured commercial bank headquartered in POWHATAN, VA, established in Oct. 7, 2009, midnight. As of 2025-12-31, the bank reported total assets of $251M and total deposits of $205M. Profitability stands at -2.16% ROA and -15.82% ROE, with a net interest margin of 4.27%. The bank's CET1 capital ratio is 12.16%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.14% and a Texas Ratio of 0.60%. FDIC Certificate #58857.

Assets

$251M

Deposits

$205M

Loans

$146M

Equity

$34M

Profitability

Return on Assets (ROA) -2.16%
Return on Equity (ROE) -15.82%
Net Interest Margin (NIM) 4.27%
Yield on Assets 6.05%
Cost of Funds 1.92%

Asset Quality

NPL Ratio 0.14%
Net Charge-Off Ratio 0.17%
Texas Ratio 0.60%
NPA Ratio 0.08%
ACL / Loans 1.03%

Capital & Liquidity

CET1 Ratio 12.16%
Tier 1 Capital 12.16%
Total Capital Ratio 12.77%
Leverage Ratio 14.19%
Loan-to-Deposit 70.95%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required