OAK VIEW NATIONAL BANK

WARRENTON, VA | Medium | Est. June 8, 2009, midnight | FDIC #58827 | RSSD #3816190 | OCC
Latest Report: 2025-12-31

OAK VIEW NATIONAL BANK is amn medium FDIC-insured commercial bank headquartered in WARRENTON, VA, established in June 8, 2009, midnight. As of 2025-12-31, the bank reported total assets of $878M and total deposits of $714M. Profitability stands at 1.06% ROA and 12.47% ROE, with a net interest margin of 3.05%. The bank's CET1 capital ratio is 18.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #58827.

Assets

$878M

Deposits

$714M

Loans

$350M

Equity

$80M

Profitability

Return on Assets (ROA) 1.06%
Return on Equity (ROE) 12.47%
Net Interest Margin (NIM) 3.05%
Yield on Assets 5.81%
Cost of Funds 2.80%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.92%

Capital & Liquidity

CET1 Ratio 18.92%
Tier 1 Capital 18.92%
Total Capital Ratio 19.77%
Leverage Ratio 8.95%
Loan-to-Deposit 48.98%

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