CENTRAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in SAULT SAINTE MARIE, MI, established in Dec. 2, 1902, midnight. As of 2025-12-31, the bank reported total assets of $487M and total deposits of $428M. Profitability stands at 2.50% ROA and 30.10% ROE, with a net interest margin of 5.04%. The bank's CET1 capital ratio is 14.06%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.13%. FDIC Certificate #1095.
Assets
$487M
Deposits
$428M
Loans
$333M
Equity
$41M
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