R BANK

ROUND ROCK, TX | Large | Est. June 22, 2009, midnight | FDIC #58935 | RSSD #3821037 | FDIC
Latest Report: 2025-12-31

R BANK is aln large FDIC-insured commercial bank headquartered in ROUND ROCK, TX, established in June 22, 2009, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $951M. Profitability stands at 0.65% ROA and 7.07% ROE, with a net interest margin of 3.92%. The bank's CET1 capital ratio is 12.27%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.89% and a Texas Ratio of 15.46%. FDIC Certificate #58935.

Assets

$1.1B

Deposits

$951M

Loans

$784M

Equity

$97M

Profitability

Return on Assets (ROA) 0.65%
Return on Equity (ROE) 7.07%
Net Interest Margin (NIM) 3.92%
Yield on Assets 6.19%
Cost of Funds 2.34%

Asset Quality

NPL Ratio 1.89%
Net Charge-Off Ratio 0.26%
Texas Ratio 15.46%
NPA Ratio 1.53%
ACL / Loans 1.05%

Capital & Liquidity

CET1 Ratio 12.27%
Tier 1 Capital 12.27%
Total Capital Ratio 13.36%
Leverage Ratio 9.09%
Loan-to-Deposit 82.44%

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