MINT NATIONAL BANK, THE

KINGWOOD, TX | Small | Est. Jan. 5, 2009, midnight | FDIC #58764 | RSSD #3821626 | OCC
Latest Report: 2025-12-31

MINT NATIONAL BANK, THE is asn small FDIC-insured commercial bank headquartered in KINGWOOD, TX, established in Jan. 5, 2009, midnight. As of 2025-12-31, the bank reported total assets of $402M and total deposits of $319M. Profitability stands at 1.96% ROA and 11.65% ROE, with a net interest margin of 5.03%. The bank's CET1 capital ratio is 16.99%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 3.58% and a Texas Ratio of 21.11%. FDIC Certificate #58764.

Assets

$402M

Deposits

$319M

Loans

$325M

Equity

$69M

Profitability

Return on Assets (ROA) 1.96%
Return on Equity (ROE) 11.65%
Net Interest Margin (NIM) 5.03%
Yield on Assets 8.01%
Cost of Funds 3.43%

Asset Quality

NPL Ratio 3.58%
Net Charge-Off Ratio 0.47%
Texas Ratio 21.11%
NPA Ratio 4.03%
ACL / Loans 2.43%

Capital & Liquidity

CET1 Ratio 16.99%
Tier 1 Capital 16.99%
Total Capital Ratio 17.84%
Leverage Ratio 17.08%
Loan-to-Deposit 101.62%

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