STANTON STATE BANK

STANTON, NE | Micro | Est. Jan. 1, 1882, midnight | FDIC #5478 | RSSD #382256 | FED
Latest Report: 2025-12-31

STANTON STATE BANK is amn micro FDIC-insured commercial bank headquartered in STANTON, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $55M. Profitability stands at -0.25% ROA and -2.66% ROE, with a net interest margin of 3.78%. The bank's CET1 capital ratio is 15.01%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.82% and a Texas Ratio of 5.07%. FDIC Certificate #5478.

Assets

$61M

Deposits

$55M

Loans

$38M

Equity

$6M

Profitability

Return on Assets (ROA) -0.25%
Return on Equity (ROE) -2.66%
Net Interest Margin (NIM) 3.78%
Yield on Assets 5.32%
Cost of Funds 1.87%

Asset Quality

NPL Ratio 0.82%
Net Charge-Off Ratio 0.01%
Texas Ratio 5.07%
NPA Ratio 0.51%
ACL / Loans 1.16%

Capital & Liquidity

CET1 Ratio 15.01%
Tier 1 Capital 15.01%
Total Capital Ratio 16.16%
Leverage Ratio 9.40%
Loan-to-Deposit 68.58%

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