BanksSTANTON STATE BANK

STANTON STATE BANK

STANTON, NEMicroEst. Jan. 1, 1882, midnightFDIC #5478RSSD #382256FED
Latest · 2025-12-31

STANTON STATE BANK is an FDIC-insured commercial bank headquartered in STANTON, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $61M and total deposits of $55M. Profitability stands at -0.25% ROA and -2.66% ROE, with a net interest margin of 3.78%. CET1 capital ratio: 15.01%, well above regulatory minimums. NPL ratio: 0.82% · Texas Ratio: 5.07%. Operates 2 domestic branches.

Assets
$61M
Deposits
$55M
Loans
$38M
Equity
$6M

Profitability

Return on Assets (ROA)-0.25%
Return on Equity (ROE)-2.66%
Net Interest Margin3.78%
Yield on Assets5.32%
Cost of Funds1.56%

Asset Quality

NPL Ratio0.82%
Net Charge-Off Ratio0.01%
Texas Ratio5.07%
NPA Ratio0.51%
ACL / Loans1.16%

Capital & Liquidity

CET1 Ratio15.01%
Tier 1 Capital15.01%
Total Capital Ratio16.16%
Leverage Ratio9.40%
Loan-to-Deposit68.58%

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