BanksKENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION

KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION

KENTLAND, INMicroEst. Jan. 1, 1920, midnightFDIC #28722RSSD #382274OCC
Latest · 2025-12-31

KENTLAND FEDERAL SAVINGS AND LOAN ASSOCIATION is an FDIC-insured commercial bank headquartered in KENTLAND, IN, established in Jan. 1, 1920, midnight. As of 2025-12-31, the bank reported total assets of $4M and total deposits of $4M. Profitability stands at -4.41% ROA and -74.94% ROE, with a net interest margin of 1.32%. CET1 capital ratio: 5.27%, below the well-capitalized threshold. NPL ratio: 6.62% · Texas Ratio: 98.65%. Operates 1 domestic branch.

Assets
$4M
Deposits
$4M
Loans
$3M
Equity
$193K

Profitability

Return on Assets (ROA)-4.41%
Return on Equity (ROE)-74.94%
Net Interest Margin1.32%
Yield on Assets4.79%
Cost of Funds3.42%

Asset Quality

NPL Ratio6.62%
Net Charge-Off Ratio0.12%
Texas Ratio98.65%
NPA Ratio5.61%
ACL / Loans0.90%

Capital & Liquidity

CET1 Ratio5.27%
Tier 1 Capital11.17%
Total Capital Ratio12.50%
Leverage Ratio5.19%
Loan-to-Deposit90.08%

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