BANK OF VERNON, THE

BANK OF VERNON, THE is asn small FDIC-insured commercial bank headquartered in VERNON, AL, established in Nov. 11, 1911, midnight. As of 2025-12-31, the bank reported total assets of $415M and total deposits of $345M. Profitability stands at 0.89% ROA and 5.41% ROE, with a net interest margin of 5.18%. The bank's CET1 capital ratio is 16.31%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.02% and a Texas Ratio of 1.07%. FDIC Certificate #51.