ROYAL BUSINESS BANK

LOS ANGELES, CA | Large | Est. Nov. 18, 2008, midnight | FDIC #58816 | RSSD #3835454 | FDIC
Latest Report: 2025-12-31

ROYAL BUSINESS BANK is aln large FDIC-insured commercial bank headquartered in LOS ANGELES, CA, established in Nov. 18, 2008, midnight. As of 2025-12-31, the bank reported total assets of $4.2B and total deposits of $3.4B. Profitability stands at 1.07% ROA and 7.53% ROE, with a net interest margin of 3.22%. The bank's CET1 capital ratio is 20.57%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.35% and a Texas Ratio of 8.27%. FDIC Certificate #58816.

Assets

$4.2B

Deposits

$3.4B

Loans

$3.3B

Equity

$604M

Profitability

Return on Assets (ROA) 1.07%
Return on Equity (ROE) 7.53%
Net Interest Margin (NIM) 3.22%
Yield on Assets 5.92%
Cost of Funds 3.53%

Asset Quality

NPL Ratio 1.35%
Net Charge-Off Ratio 0.44%
Texas Ratio 8.27%
NPA Ratio 1.27%
ACL / Loans 1.32%

Capital & Liquidity

CET1 Ratio 20.57%
Tier 1 Capital 20.57%
Total Capital Ratio 21.82%
Leverage Ratio 13.20%
Loan-to-Deposit 97.54%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required