WOORI AMERICA BANK

NEW YORK, NY | Large | Est. Jan. 27, 1984, midnight | FDIC #24920 | RSSD #384018 | FDIC
Latest Report: 2025-12-31

WOORI AMERICA BANK is aln large FDIC-insured commercial bank headquartered in NEW YORK, NY, established in Jan. 27, 1984, midnight. As of 2025-12-31, the bank reported total assets of $4.0B and total deposits of $3.4B. Profitability stands at 1.11% ROA and 8.54% ROE, with a net interest margin of 3.33%. The bank's CET1 capital ratio is 18.35%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.12% and a Texas Ratio of 0.64%. FDIC Certificate #24920.

Assets

$4.0B

Deposits

$3.4B

Loans

$3.0B

Equity

$523M

Profitability

Return on Assets (ROA) 1.11%
Return on Equity (ROE) 8.54%
Net Interest Margin (NIM) 3.33%
Yield on Assets 5.89%
Cost of Funds 2.95%

Asset Quality

NPL Ratio 0.12%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.64%
NPA Ratio 0.09%
ACL / Loans 1.35%

Capital & Liquidity

CET1 Ratio 18.35%
Tier 1 Capital 18.35%
Total Capital Ratio 19.60%
Leverage Ratio 12.66%
Loan-to-Deposit 89.83%

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