FIRST FEDERAL BANK is aln large FDIC-insured commercial bank headquartered in LAKE CITY, FL, established in Jan. 1, 1961, midnight. As of 2025-12-31, the bank reported total assets of $4.3B and total deposits of $3.2B. Profitability stands at -0.80% ROA and -7.78% ROE, with a net interest margin of 2.81%. The bank's CET1 capital ratio is 20.66%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.64% and a Texas Ratio of 2.08%. FDIC Certificate #31313.
Assets
$4.3B
Deposits
$3.2B
Loans
$1.4B
Equity
$446M
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