FIRST FEDERAL BANK is an FDIC-insured commercial bank headquartered in LAKE CITY, FL, established in Jan. 1, 1961, midnight. As of 2025-12-31, the bank reported total assets of $4.3B and total deposits of $3.2B. Profitability stands at -0.80% ROA and -7.78% ROE, with a net interest margin of 2.81%. CET1 capital ratio: 20.66%, well above regulatory minimums. NPL ratio: 0.64% · Texas Ratio: 2.08%. Operates 26 domestic branches.
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