NEW HAVEN BANK

NEW HAVEN, CT | Small | Est. Dec. 20, 2010, midnight | FDIC #58952 | RSSD #3843392 | FED
Latest Report: 2025-12-31

NEW HAVEN BANK is asn small FDIC-insured commercial bank headquartered in NEW HAVEN, CT, established in Dec. 20, 2010, midnight. As of 2025-12-31, the bank reported total assets of $201M and total deposits of $154M. Profitability stands at 0.42% ROA and 5.19% ROE, with a net interest margin of 3.29%. The bank's CET1 capital ratio is 10.52%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.31% and a Texas Ratio of 2.96%. FDIC Certificate #58952.

Assets

$201M

Deposits

$154M

Loans

$169M

Equity

$16M

Profitability

Return on Assets (ROA) 0.42%
Return on Equity (ROE) 5.19%
Net Interest Margin (NIM) 3.29%
Yield on Assets 5.86%
Cost of Funds 2.63%

Asset Quality

NPL Ratio 0.31%
Net Charge-Off Ratio 0.02%
Texas Ratio 2.96%
NPA Ratio 0.26%
ACL / Loans 1.14%

Capital & Liquidity

CET1 Ratio 10.52%
Tier 1 Capital 10.52%
Total Capital Ratio 11.76%
Leverage Ratio 8.24%
Loan-to-Deposit 109.86%

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