BANK OF STEINAUER

STEINAUER, NE | Micro | Est. June 28, 1888, midnight | FDIC #10635 | RSSD #384353 | FDIC
Latest Report: 2025-12-31

BANK OF STEINAUER is amn micro FDIC-insured commercial bank headquartered in STEINAUER, NE, established in June 28, 1888, midnight. As of 2025-12-31, the bank reported total assets of $19M and total deposits of $17M. Profitability stands at -2.29% ROA and -25.07% ROE, with a net interest margin of 5.22%. The bank's CET1 capital ratio is 14.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #10635.

Assets

$19M

Deposits

$17M

Loans

$12M

Equity

$2M

Profitability

Return on Assets (ROA) -2.29%
Return on Equity (ROE) -25.07%
Net Interest Margin (NIM) 5.22%
Yield on Assets 6.60%
Cost of Funds 2.19%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.61%

Capital & Liquidity

CET1 Ratio 14.73%
Tier 1 Capital 14.73%
Total Capital Ratio 15.34%
Leverage Ratio 7.94%
Loan-to-Deposit 71.84%

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