DALLAS CAPITAL BANK, NATIONAL ASSOCIATION

DALLAS, TX | Large | Est. June 26, 1972, midnight | FDIC #20727 | RSSD #384652 | OCC
Latest Report: 2025-12-31

DALLAS CAPITAL BANK, NATIONAL ASSOCIATION is aln large FDIC-insured commercial bank headquartered in DALLAS, TX, established in June 26, 1972, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $951M. Profitability stands at 1.10% ROA and 9.50% ROE, with a net interest margin of 3.24%. The bank's CET1 capital ratio is 10.79%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #20727.

Assets

$1.1B

Deposits

$951M

Loans

$856M

Equity

$139M

Profitability

Return on Assets (ROA) 1.10%
Return on Equity (ROE) 9.50%
Net Interest Margin (NIM) 3.24%
Yield on Assets 5.75%
Cost of Funds 2.73%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.02%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 0.73%

Capital & Liquidity

CET1 Ratio 10.79%
Tier 1 Capital 10.79%
Total Capital Ratio 11.33%
Leverage Ratio 11.00%
Loan-to-Deposit 90.06%

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