CITIZENS-FARMERS BANK OF COLE CAMP, THE

COLE CAMP, MO | Small | Est. March 29, 1929, midnight | FDIC #11463 | RSSD #385547 | FED
Latest Report: 2025-12-31

CITIZENS-FARMERS BANK OF COLE CAMP, THE is asn small FDIC-insured commercial bank headquartered in COLE CAMP, MO, established in March 29, 1929, midnight. As of 2025-12-31, the bank reported total assets of $196M and total deposits of $166M. Profitability stands at 1.68% ROA and 11.52% ROE, with a net interest margin of 4.21%. The bank's CET1 capital ratio is 14.48%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.29% and a Texas Ratio of 8.69%. FDIC Certificate #11463.

Assets

$196M

Deposits

$166M

Loans

$134M

Equity

$28M

Profitability

Return on Assets (ROA) 1.68%
Return on Equity (ROE) 11.52%
Net Interest Margin (NIM) 4.21%
Yield on Assets 6.27%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 1.29%
Net Charge-Off Ratio 0.16%
Texas Ratio 8.69%
NPA Ratio 1.33%
ACL / Loans 1.29%

Capital & Liquidity

CET1 Ratio 14.48%
Tier 1 Capital 14.48%
Total Capital Ratio 15.20%
Leverage Ratio 14.55%
Loan-to-Deposit 80.52%

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