LUSITANIA SAVINGS BANK

NEWARK, NJ | Small | Est. Sept. 1, 1995, midnight | FDIC #34058 | RSSD #385686 | FDIC
Latest Report: 2025-12-31

LUSITANIA SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in NEWARK, NJ, established in Sept. 1, 1995, midnight. As of 2025-12-31, the bank reported total assets of $404M and total deposits of $340M. Profitability stands at 0.23% ROA and 1.54% ROE, with a net interest margin of 2.39%. The bank's CET1 capital ratio is 35.13%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.19% and a Texas Ratio of 0.69%. FDIC Certificate #34058.

Assets

$404M

Deposits

$340M

Loans

$226M

Equity

$59M

Profitability

Return on Assets (ROA) 0.23%
Return on Equity (ROE) 1.54%
Net Interest Margin (NIM) 2.39%
Yield on Assets 3.99%
Cost of Funds 1.75%

Asset Quality

NPL Ratio 0.19%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.69%
NPA Ratio 0.11%
ACL / Loans 1.17%

Capital & Liquidity

CET1 Ratio 35.13%
Tier 1 Capital 35.13%
Total Capital Ratio 36.39%
Leverage Ratio 15.22%
Loan-to-Deposit 66.34%

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