FIVE POINTS BANK OF HASTINGS

HASTINGS, NE | Medium | Est. Jan. 1, 1893, midnight | FDIC #14312 | RSSD #386450 | FED
Latest Report: 2025-12-31

FIVE POINTS BANK OF HASTINGS is amn medium FDIC-insured commercial bank headquartered in HASTINGS, NE, established in Jan. 1, 1893, midnight. As of 2025-12-31, the bank reported total assets of $521M and total deposits of $460M. Profitability stands at 0.55% ROA and 5.05% ROE, with a net interest margin of 2.25%. The bank's CET1 capital ratio is 10.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #14312.

Assets

$521M

Deposits

$460M

Loans

$261M

Equity

$57M

Profitability

Return on Assets (ROA) 0.55%
Return on Equity (ROE) 5.05%
Net Interest Margin (NIM) 2.25%
Yield on Assets 4.25%
Cost of Funds 2.09%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio 0.00%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.04%

Capital & Liquidity

CET1 Ratio 10.73%
Tier 1 Capital 10.73%
Total Capital Ratio 11.27%
Leverage Ratio 10.99%
Loan-to-Deposit 56.78%

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