OWEN COUNTY STATE BANK is asn small FDIC-insured commercial bank headquartered in SPENCER, IN, established in Jan. 1, 1934, midnight. As of 2025-12-31, the bank reported total assets of $389M and total deposits of $314M. Profitability stands at 0.42% ROA and 6.19% ROE, with a net interest margin of 3.65%. The bank's CET1 capital ratio is 12.45%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.50% and a Texas Ratio of 4.53%. FDIC Certificate #13112.
Assets
$389M
Deposits
$314M
Loans
$270M
Equity
$26M
The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.
No credit card required