FIRST FEDERAL BANK & TRUST

SHERIDAN, WY | Medium | Est. Oct. 16, 1935, midnight | FDIC #29537 | RSSD #387671 | OCC
Latest Report: 2025-12-31

FIRST FEDERAL BANK & TRUST is amn medium FDIC-insured commercial bank headquartered in SHERIDAN, WY, established in Oct. 16, 1935, midnight. As of 2025-12-31, the bank reported total assets of $611M and total deposits of $543M. Profitability stands at 0.35% ROA and 3.31% ROE, with a net interest margin of 3.47%. The bank's CET1 capital ratio is 13.37%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 2.92% and a Texas Ratio of 20.34%. FDIC Certificate #29537.

Assets

$611M

Deposits

$543M

Loans

$496M

Equity

$65M

Profitability

Return on Assets (ROA) 0.35%
Return on Equity (ROE) 3.31%
Net Interest Margin (NIM) 3.47%
Yield on Assets 5.74%
Cost of Funds 2.35%

Asset Quality

NPL Ratio 2.92%
Net Charge-Off Ratio 0.17%
Texas Ratio 20.34%
NPA Ratio 2.37%
ACL / Loans 1.34%

Capital & Liquidity

CET1 Ratio 13.37%
Tier 1 Capital 13.37%
Total Capital Ratio 14.62%
Leverage Ratio 11.12%
Loan-to-Deposit 91.30%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required