FARMERS AND MERCHANTS STATE BANK OF ALPHA

FARMERS AND MERCHANTS STATE BANK OF ALPHA is amn micro FDIC-insured commercial bank headquartered in ALPHA, MN, established in Aug. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $48M and total deposits of $42M. Profitability stands at 0.26% ROA and 2.31% ROE, with a net interest margin of 3.90%. The bank's CET1 capital ratio is 15.77%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.81%. FDIC Certificate #10571.