FARMERS AND MERCHANTS STATE BANK OF ALPHA is an FDIC-insured commercial bank headquartered in ALPHA, MN, established in Aug. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $48M and total deposits of $42M. Profitability stands at 0.26% ROA and 2.31% ROE, with a net interest margin of 3.90%. CET1 capital ratio: 15.77%, well above regulatory minimums. NPL ratio: 0.15% · Texas Ratio: 0.81%. Operates 1 domestic branch.
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