GUNNISON SAVINGS AND LOAN ASSOCIATION

GUNNISON, CO | Small | Est. Jan. 1, 1911, midnight | FDIC #30388 | RSSD #388874 | FDIC
Latest Report: 2025-12-31

GUNNISON SAVINGS AND LOAN ASSOCIATION is asn small FDIC-insured commercial bank headquartered in GUNNISON, CO, established in Jan. 1, 1911, midnight. As of 2025-12-31, the bank reported total assets of $102M and total deposits of $83M. Profitability stands at 0.48% ROA and 3.79% ROE, with a net interest margin of 2.79%. The bank's CET1 capital ratio is 12.91%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.74% and a Texas Ratio of 3.15%. FDIC Certificate #30388.

Assets

$102M

Deposits

$83M

Loans

$58M

Equity

$13M

Profitability

Return on Assets (ROA) 0.48%
Return on Equity (ROE) 3.79%
Net Interest Margin (NIM) 2.79%
Yield on Assets 4.77%
Cost of Funds 2.24%

Asset Quality

NPL Ratio 0.74%
Net Charge-Off Ratio --
Texas Ratio 3.15%
NPA Ratio 0.42%
ACL / Loans 0.88%

Capital & Liquidity

CET1 Ratio 12.91%
Tier 1 Capital 12.91%
Total Capital Ratio 13.56%
Leverage Ratio 12.76%
Loan-to-Deposit 70.28%

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