SECURITY STATE BANK

FARWELL, TX | Small | Est. Jan. 1, 1925, midnight | FDIC #11907 | RSSD #389358 | FDIC
Latest Report: 2025-12-31

SECURITY STATE BANK is asn small FDIC-insured commercial bank headquartered in FARWELL, TX, established in Jan. 1, 1925, midnight. As of 2025-12-31, the bank reported total assets of $344M and total deposits of $300M. Profitability stands at 0.35% ROA and 2.68% ROE, with a net interest margin of 4.58%. The bank's CET1 capital ratio is 12.70%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.03% and a Texas Ratio of 0.17%. FDIC Certificate #11907.

Assets

$344M

Deposits

$300M

Loans

$264M

Equity

$44M

Profitability

Return on Assets (ROA) 0.35%
Return on Equity (ROE) 2.68%
Net Interest Margin (NIM) 4.58%
Yield on Assets 7.62%
Cost of Funds 3.24%

Asset Quality

NPL Ratio 0.03%
Net Charge-Off Ratio 0.42%
Texas Ratio 0.17%
NPA Ratio 0.02%
ACL / Loans 0.87%

Capital & Liquidity

CET1 Ratio 12.70%
Tier 1 Capital 12.70%
Total Capital Ratio 13.33%
Leverage Ratio 13.19%
Loan-to-Deposit 88.25%

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