TECUMSEH FEDERAL BANK

TECUMSEH, NE | Micro | Est. Jan. 1, 1904, midnight | FDIC #30395 | RSSD #389376 | OCC
Latest Report: 2025-12-31

TECUMSEH FEDERAL BANK is amn micro FDIC-insured commercial bank headquartered in TECUMSEH, NE, established in Jan. 1, 1904, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $37M. Profitability stands at -0.02% ROA and -0.07% ROE, with a net interest margin of 2.49%. The bank's CET1 capital ratio is 20.85%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.60% and a Texas Ratio of 1.37%. FDIC Certificate #30395.

Assets

$53M

Deposits

$37M

Loans

$26M

Equity

$11M

Profitability

Return on Assets (ROA) -0.02%
Return on Equity (ROE) -0.07%
Net Interest Margin (NIM) 2.49%
Yield on Assets 4.61%
Cost of Funds 3.03%

Asset Quality

NPL Ratio 0.60%
Net Charge-Off Ratio 0.11%
Texas Ratio 1.37%
NPA Ratio 0.29%
ACL / Loans 1.22%

Capital & Liquidity

CET1 Ratio 20.85%
Tier 1 Capital 20.85%
Total Capital Ratio 21.89%
Leverage Ratio 21.28%
Loan-to-Deposit 71.52%

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