ARUNDEL FEDERAL SAVINGS BANK

GLEN BURNIE, MD | Small | Est. Jan. 1, 1906, midnight | FDIC #28780 | RSSD #390372 | OCC
Latest Report: 2025-12-31

ARUNDEL FEDERAL SAVINGS BANK is asn small FDIC-insured commercial bank headquartered in GLEN BURNIE, MD, established in Jan. 1, 1906, midnight. As of 2025-12-31, the bank reported total assets of $445M and total deposits of $339M. Profitability stands at 0.10% ROA and 0.70% ROE, with a net interest margin of 2.38%. The bank's CET1 capital ratio is 14.62%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.41% and a Texas Ratio of 2.52%. FDIC Certificate #28780.

Assets

$445M

Deposits

$339M

Loans

$367M

Equity

$65M

Profitability

Return on Assets (ROA) 0.10%
Return on Equity (ROE) 0.70%
Net Interest Margin (NIM) 2.38%
Yield on Assets 4.63%
Cost of Funds 2.46%

Asset Quality

NPL Ratio 0.41%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.52%
NPA Ratio 0.38%
ACL / Loans 0.59%

Capital & Liquidity

CET1 Ratio 14.62%
Tier 1 Capital 14.62%
Total Capital Ratio 15.35%
Leverage Ratio 15.17%
Loan-to-Deposit 108.23%

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