LAKESIDE BANK OF SALINA

SALINA, OK | Micro | Est. Oct. 9, 1973, midnight | FDIC #21255 | RSSD #391557 | FED
Latest Report: 2025-12-31

LAKESIDE BANK OF SALINA is amn micro FDIC-insured commercial bank headquartered in SALINA, OK, established in Oct. 9, 1973, midnight. As of 2025-12-31, the bank reported total assets of $53M and total deposits of $47M. Profitability stands at 2.28% ROA and 19.94% ROE, with a net interest margin of 6.46%. The bank's CET1 capital ratio is 10.90%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 4.50% and a Texas Ratio of 25.96%. FDIC Certificate #21255.

Assets

$53M

Deposits

$47M

Loans

$40M

Equity

$6M

Profitability

Return on Assets (ROA) 2.28%
Return on Equity (ROE) 19.94%
Net Interest Margin (NIM) 6.46%
Yield on Assets 8.10%
Cost of Funds 2.39%

Asset Quality

NPL Ratio 4.50%
Net Charge-Off Ratio 0.01%
Texas Ratio 25.96%
NPA Ratio 3.37%
ACL / Loans 2.76%

Capital & Liquidity

CET1 Ratio 10.90%
Tier 1 Capital 10.90%
Total Capital Ratio 11.45%
Leverage Ratio 10.75%
Loan-to-Deposit 84.70%

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