UNITED FIDELITY BANK, FSB

EVANSVILLE, IN | Large | Est. Jan. 1, 1931, midnight | FDIC #29566 | RSSD #391575 | OCC
Latest Report: 2025-12-31

UNITED FIDELITY BANK, FSB is aln large FDIC-insured commercial bank headquartered in EVANSVILLE, IN, established in Jan. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $6.3B and total deposits of $5.4B. Profitability stands at 0.22% ROA and 2.15% ROE, with a net interest margin of -0.54%. The bank's CET1 capital ratio is 10.88%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.53% and a Texas Ratio of 2.58%. FDIC Certificate #29566.

Assets

$6.3B

Deposits

$5.4B

Loans

$3.5B

Equity

$645M

Profitability

Return on Assets (ROA) 0.22%
Return on Equity (ROE) 2.15%
Net Interest Margin (NIM) -0.54%
Yield on Assets 3.16%
Cost of Funds 4.76%

Asset Quality

NPL Ratio 0.53%
Net Charge-Off Ratio 0.00%
Texas Ratio 2.58%
NPA Ratio 0.30%
ACL / Loans 2.33%

Capital & Liquidity

CET1 Ratio 10.88%
Tier 1 Capital 13.04%
Total Capital Ratio 14.96%
Leverage Ratio 10.03%
Loan-to-Deposit 64.88%

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