BanksUNITED FIDELITY BANK, FSB

UNITED FIDELITY BANK, FSB

EVANSVILLE, INLargeEst. Jan. 1, 1931, midnightFDIC #29566RSSD #391575OCC
Latest · 2025-12-31

UNITED FIDELITY BANK, FSB is an FDIC-insured commercial bank headquartered in EVANSVILLE, IN, established in Jan. 1, 1931, midnight. As of 2025-12-31, the bank reported total assets of $6.3B and total deposits of $5.4B. Profitability stands at 0.22% ROA and 2.15% ROE, with a net interest margin of -0.54%. CET1 capital ratio: 10.88%, well above regulatory minimums. NPL ratio: 0.53% · Texas Ratio: 2.58%. Operates 22 domestic branches.

Assets
$6.3B
Deposits
$5.4B
Loans
$3.5B
Equity
$645M

Profitability

Return on Assets (ROA)0.22%
Return on Equity (ROE)2.15%
Net Interest Margin-0.54%
Yield on Assets3.16%
Cost of Funds3.91%

Asset Quality

NPL Ratio0.53%
Net Charge-Off Ratio0.00%
Texas Ratio2.58%
NPA Ratio0.30%
ACL / Loans2.33%

Capital & Liquidity

CET1 Ratio10.88%
Tier 1 Capital13.04%
Total Capital Ratio14.96%
Leverage Ratio10.03%
Loan-to-Deposit64.88%

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