FIRST BANK OF UTICA

FIRST BANK OF UTICA is amn micro FDIC-insured commercial bank headquartered in UTICA, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $65M. Profitability stands at 1.28% ROA and 9.01% ROE, with a net interest margin of 4.79%. The bank's CET1 capital ratio is 13.86%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.45% and a Texas Ratio of 2.26%. FDIC Certificate #14281.