FIRST BANK OF UTICA is an FDIC-insured commercial bank headquartered in UTICA, NE, established in Jan. 1, 1882, midnight. As of 2025-12-31, the bank reported total assets of $80M and total deposits of $65M. Profitability stands at 1.28% ROA and 9.01% ROE, with a net interest margin of 4.79%. CET1 capital ratio: 13.86%, well above regulatory minimums. NPL ratio: 0.45% · Texas Ratio: 2.26%. Operates 4 domestic branches.
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