STURDY SAVINGS BANK

STONE HARBOR, NJ | Large | Est. Jan. 1, 1922, midnight | FDIC #28788 | RSSD #391977 | FDIC
Latest Report: 2025-12-31

STURDY SAVINGS BANK is aln large FDIC-insured commercial bank headquartered in STONE HARBOR, NJ, established in Jan. 1, 1922, midnight. As of 2025-12-31, the bank reported total assets of $1.1B and total deposits of $1.0B. Profitability stands at 0.57% ROA and 7.22% ROE, with a net interest margin of 3.45%. The bank's CET1 capital ratio is 16.14%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.06% and a Texas Ratio of 0.37%. FDIC Certificate #28788.

Assets

$1.1B

Deposits

$1.0B

Loans

$625M

Equity

$92M

Profitability

Return on Assets (ROA) 0.57%
Return on Equity (ROE) 7.22%
Net Interest Margin (NIM) 3.45%
Yield on Assets 4.34%
Cost of Funds 0.90%

Asset Quality

NPL Ratio 0.06%
Net Charge-Off Ratio 0.03%
Texas Ratio 0.37%
NPA Ratio 0.03%
ACL / Loans 0.51%

Capital & Liquidity

CET1 Ratio 16.14%
Tier 1 Capital 16.14%
Total Capital Ratio 16.63%
Leverage Ratio 9.04%
Loan-to-Deposit 61.84%

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