NEW CENTURY BANK

BELLEVILLE, KS | Micro | Est. May 5, 1905, midnight | FDIC #8108 | RSSD #392152 | FED
Latest Report: 2025-12-31

NEW CENTURY BANK is amn micro FDIC-insured commercial bank headquartered in BELLEVILLE, KS, established in May 5, 1905, midnight. As of 2025-12-31, the bank reported total assets of $85M and total deposits of $69M. Profitability stands at 2.31% ROA and 18.09% ROE, with a net interest margin of 6.62%. The bank's CET1 capital ratio is 18.92%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.90% and a Texas Ratio of 6.10%. FDIC Certificate #8108.

Assets

$85M

Deposits

$69M

Loans

$78M

Equity

$11M

Profitability

Return on Assets (ROA) 2.31%
Return on Equity (ROE) 18.09%
Net Interest Margin (NIM) 6.62%
Yield on Assets 9.65%
Cost of Funds 3.46%

Asset Quality

NPL Ratio 0.90%
Net Charge-Off Ratio 0.40%
Texas Ratio 6.10%
NPA Ratio 0.83%
ACL / Loans 0.97%

Capital & Liquidity

CET1 Ratio 18.92%
Tier 1 Capital 18.92%
Total Capital Ratio 20.17%
Leverage Ratio 13.04%
Loan-to-Deposit 112.45%

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