CENTURY SAVINGS BANK

VINELAND, NJ | Medium | Est. Jan. 1, 1865, midnight | FDIC #30428 | RSSD #392778 | FDIC
Latest Report: 2025-12-31

CENTURY SAVINGS BANK is amn medium FDIC-insured commercial bank headquartered in VINELAND, NJ, established in Jan. 1, 1865, midnight. As of 2025-12-31, the bank reported total assets of $645M and total deposits of $506M. Profitability stands at 0.43% ROA and 4.73% ROE, with a net interest margin of 3.36%. The bank's CET1 capital ratio is 9.44%. Asset quality metrics show a non-performing loan ratio of 0.00% and a Texas Ratio of 0.00%. FDIC Certificate #30428.

Assets

$645M

Deposits

$506M

Loans

$326M

Equity

$61M

Profitability

Return on Assets (ROA) 0.43%
Return on Equity (ROE) 4.73%
Net Interest Margin (NIM) 3.36%
Yield on Assets 4.32%
Cost of Funds 0.99%

Asset Quality

NPL Ratio 0.00%
Net Charge-Off Ratio -0.01%
Texas Ratio 0.00%
NPA Ratio 0.00%
ACL / Loans 1.46%

Capital & Liquidity

CET1 Ratio 9.44%
Tier 1 Capital 9.44%
Total Capital Ratio 9.91%
Leverage Ratio 12.76%
Loan-to-Deposit 64.43%

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