BANKUNITED, NATIONAL ASSOCIATION

MIAMI LAKES, FL | Regional | Est. May 21, 2009, midnight | FDIC #58979 | RSSD #3938186 | OCC
Latest Report: 2025-12-31

BANKUNITED, NATIONAL ASSOCIATION is arn regional FDIC-insured commercial bank headquartered in MIAMI LAKES, FL, established in May 21, 2009, midnight. As of 2025-12-31, the bank reported total assets of $35.0B and total deposits of $29.6B. Profitability stands at 0.91% ROA and 9.99% ROE, with a net interest margin of 3.26%. The bank's CET1 capital ratio is 12.73%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 1.54% and a Texas Ratio of 11.14%. FDIC Certificate #58979.

Assets

$35.0B

Deposits

$29.6B

Loans

$24.3B

Equity

$3.2B

Profitability

Return on Assets (ROA) 0.91%
Return on Equity (ROE) 9.99%
Net Interest Margin (NIM) 3.26%
Yield on Assets 5.50%
Cost of Funds 3.16%

Asset Quality

NPL Ratio 1.54%
Net Charge-Off Ratio 0.30%
Texas Ratio 11.14%
NPA Ratio 1.08%
ACL / Loans 0.91%

Capital & Liquidity

CET1 Ratio 12.73%
Tier 1 Capital 12.73%
Total Capital Ratio 13.61%
Leverage Ratio 9.27%
Loan-to-Deposit 81.97%

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