FIRST STATE BANK, THE

NORTON, KS | Medium | Est. April 21, 1902, midnight | FDIC #5835 | RSSD #394259 | FDIC
Latest Report: 2025-12-31

FIRST STATE BANK, THE is amn medium FDIC-insured commercial bank headquartered in NORTON, KS, established in April 21, 1902, midnight. As of 2025-12-31, the bank reported total assets of $520M and total deposits of $436M. Profitability stands at 1.70% ROA and 17.49% ROE, with a net interest margin of 3.98%. The bank's CET1 capital ratio is 8.60%. Asset quality metrics show a non-performing loan ratio of 0.15% and a Texas Ratio of 0.91%. FDIC Certificate #5835.

Assets

$520M

Deposits

$436M

Loans

$313M

Equity

$51M

Profitability

Return on Assets (ROA) 1.70%
Return on Equity (ROE) 17.49%
Net Interest Margin (NIM) 3.98%
Yield on Assets 5.82%
Cost of Funds 1.88%

Asset Quality

NPL Ratio 0.15%
Net Charge-Off Ratio 0.06%
Texas Ratio 0.91%
NPA Ratio 0.10%
ACL / Loans 1.65%

Capital & Liquidity

CET1 Ratio 8.60%
Tier 1 Capital 8.60%
Total Capital Ratio 9.03%
Leverage Ratio 12.19%
Loan-to-Deposit 71.78%

This is just the summary

The full dashboard covers 4,313 currently filing institutions with CAMELS analytics, peer benchmarks, and exportable tearsheets.

24+ years of history
Excel tearsheet exports
Peer benchmarking
Risk & failure probability
Create Free Account

No credit card required