SYNOVUS BANK

COLUMBUS, GA | Regional | RSSD #395238
Latest Report: 2025-12-31

SYNOVUS BANK is arn regional FDIC-insured commercial bank headquartered in COLUMBUS, GA. As of 2025-12-31, the bank reported total assets of $61.2B and total deposits of $51.9B. Profitability stands at 1.22% ROA and 12.79% ROE, with a net interest margin of 3.54%. The bank's CET1 capital ratio is 12.02%, well above the regulatory minimum. Asset quality metrics show a non-performing loan ratio of 0.57% and a Texas Ratio of 4.42%.

Assets

$61.2B

Deposits

$51.9B

Loans

$44.7B

Equity

$5.8B

Profitability

Return on Assets (ROA) 1.22%
Return on Equity (ROE) 12.79%
Net Interest Margin (NIM) 3.54%
Yield on Assets 5.59%
Cost of Funds 3.52%

Asset Quality

NPL Ratio 0.57%
Net Charge-Off Ratio 0.18%
Texas Ratio 4.42%
NPA Ratio 0.46%
ACL / Loans 1.07%

Capital & Liquidity

CET1 Ratio 12.02%
Tier 1 Capital 12.02%
Total Capital Ratio 14.08%
Leverage Ratio 9.84%
Loan-to-Deposit 86.16%

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